• Guide
• By: Mustafa Siddique

Zakat, one of the Five Pillars of Islam, is a mandatory act of charity that purifies wealth and expresses gratitude to Allah (SWT) for His blessings. It is a cornerstone of social responsibility in Islam, ensuring a just and equitable distribution of resources within the Muslim community.

This article aims to provide a clear and concise explanation of Zakat, its importance, and the essential details for fulfilling this obligation.

Who is Obligated to Give Zakat?

Muslims who meet the Nisab criteria. Nisab refers to the minimum amount of wealth above basic needs that makes Zakat obligatory. It typically applies to savings in cash, gold, silver, and tradable merchandise.

Who Receives Zakat?

Zakat is distributed to the eight categories of people outlined in the Quran (Surah at-Tawba, 9:60):

• The Poor (Fuqara): Those who have little to no means of sustaining themselves.
• The Needy (Masakin): Those who are struggling financially but not entirely destitute.
• Zakat Collectors (Amiluz-Zakat): Individuals authorized to collect and manage Zakat funds.
• New Muslims (Muallafina): Those who have recently converted to Islam and may need support.
• Debt Ridden (Gharimin): Those burdened by debt beyond their ability to repay.
• In the Way of Allah (Fi Sabilillah): Activities that promote Islam and the Muslim community, such as education or dawah (propagation of Islam).
• Wayfarers (Ibnus-Sabil): Travelers who are stranded or in need of assistance.
• To Free Slaves (Riqab): In contemporary context, this may apply to supporting organizations working to abolish human trafficking.

Calculating Zakat:

The amount of Zakat varies depending on the type of wealth you possess. Here’s a general breakdown:

• Money and Savings: 2.5% of your total savings and investments held for over one lunar year.
• Gold: 2.5% of the value of your gold holdings if it exceeds the Nisab weight (approximately 87.48 grams).
• Silver: 5.25% of the value of your silver holdings if it exceeds the Nisab weight (approximately 612.36 grams).
• Business Inventory: 2.5% of the net value of your merchandise after settling all business debts.
• Livestock: Varying rates depending on the type and quantity of livestock owned.

Important Points to Remember:

• Zakat is calculated on the net value of your wealth, excluding any outstanding debts you owe.
• Consult with a qualified Islamic scholar if you have any uncertainties regarding Zakat calculations or specific situations.
• You can choose to distribute Zakat directly to those in need or donate to a reputable Zakat collection agency.
• Zakat should be given with a sincere intention and a kind heart, seeking Allah’s (SWT) pleasure.

Fulfilling Your Zakat Obligation at Dargah Wali Masjid:

Dargah Wali Masjid facilitates the collection and distribution of Zakat within our community. You can:

• Electronically donate through UPI or our donation page (coming soon).
• Contact the our Khateeb or Imam to discuss your Zakat in detail.

We encourage you to fulfill your Zakat obligation promptly and wholeheartedly. By doing so, you contribute to a more just and compassionate society, expressing gratitude for your blessings and embodying the spirit of Islamic social responsibility.